The Math of Housing Affordability

Housing prices are fundamentally driven by supply and demand:

  • Long Island housing stock grew only 2% from 2012-2022
  • Population relatively stable, but household formation continued
  • Result: Increasing competition for limited housing
  • Median home price: $680,000 (double national average)

The only sustainable solution is building more housing. All other interventions (rent control, subsidies) are important but cannot substitute for production.

Production Strategies

Transit-Oriented Zoning Reform

California's SB 79 (2025) provides a model:

  • Mandatory minimum zoning standards near transit stations
  • Tiered approach: highest density near heavy rail, moderate near bus rapid transit
  • Ministerial (automatic) approval for conforming projects
  • Affordability requirements built in
  • Labor standards for construction

Application to Long Island

  • Mandate multifamily zoning within 1/2 mile of all LIRR stations
  • Height minimums scaled to station frequency
  • Automatic approval pathway for projects meeting objective standards
  • Tie to sewer investment (enable density where infrastructure exists)

Accessory Dwelling Units (ADUs)

  • Allow ADUs by right in all single-family zones
  • Eliminate owner-occupancy requirements
  • Streamlined permit process (California: 15-day completeness determination)
  • Pre-approved plans to reduce design costs
  • Reduced or eliminated impact fees for small units

Missing Middle Housing

  • Allow duplexes, triplexes, townhomes in single-family zones
  • Form-based codes that regulate building appearance rather than use
  • Reduced parking requirements near transit
  • Lot-split provisions allowing one lot to become two

Incentive-Based Approaches

  • Pro-Housing Community certification tied to state funding
  • Density bonuses for affordable units
  • Tax increment financing for infrastructure
  • Fast-track permitting for projects meeting criteria

California SB 35: A Model That Works

Results from California
  • By 2023, over 18,000 housing units proposed under SB 35
  • Two-thirds were affordable housing
  • Approval timelines dramatically reduced

How It Works

  • If a jurisdiction isn't meeting its housing production goals, qualifying projects receive "ministerial" (automatic) approval
  • Projects must meet objective standards (zoning, affordability requirements, labor standards)
  • Approval timeline capped at 60-90 days
  • Exempts projects from discretionary review and CEQA

Safeguards

  • Only applies to jurisdictions failing to meet housing goals
  • Excludes environmentally sensitive sites, historic resources, hazard zones
  • Requires affordability set-asides
  • Labor standards for construction workers

Addressing NIMBY Opposition

Visualization and Education

  • Show actual examples of "missing middle" housing
  • Demonstrate minimal traffic/school impacts
  • Highlight property value stability in areas that added housing
  • Frame as keeping young people in community

Economic Arguments

  • Local business benefits from population stability
  • Healthcare and service workers need housing too
  • Agricultural succession depends on workforce housing
  • Tax base expansion from new construction

Process Design

  • State-level preemption removes local veto points
  • Ministerial approval eliminates discretionary hearings
  • By-right development reduces litigation risk
  • Regional housing targets with enforcement